Texas Comfort Systems helps your home improvement dreams come true on your terms. We work with Optimus to provide a variety of unsecured loans — so your home is never used as collateral. There’s no application fee, no closing or appraisal costs, and no prepayment penalties with Optimus. We offer a choice of payment options from Optimus to give you the flexibility you want — speak with us to select the one that’s best for you. Then use one of Optimus’s fast and easy application methods to receive a credit decision from the bank within seconds.
All loan offers are good for up to 120 days after application, giving you plenty of time to plan and complete your home improvement project. Optimus has been focused on home improvement lending since 2002 funding approximately a million home improvement projects.
*Loans provided by Optimus USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. Repayment term is 12 to 144 months depending on loan amount. 8.99%-14.99% fixed APR, based on creditworthiness, subject to change. The first monthly payment will be due 30 days after the loan closes.